Jeffrey Lavine

Your AI Agents Need The Discipline That Your Other Models Already Have I have spent more than 35 years watching financial institutions get into serious trouble, rarely because their controls were missing, almost always because either nobody was watching them, or signal escalation failed. The same pattern is now playing out with AI, in every industry, at a scale boards are only beginning to grasp. And yet, a 2026 survey found that 54% of boards have not placed AI governance in their top five...

ACH processing and its related financial crimes risk controls were never designed for this. For decades, ACH functioned in the background. It was slow, predictable, and largely invisible. It deposited payroll, paid bills, and supported other routine activities. Risk was mitigated by product, time, and scale. This mitigation no longer holds. Over the past few years, ACH volumes have more than doubled. Annual ACH dollar volume has grown from roughly $40–45 trillion in the mid‑2010s to more...

Together, AI & Behavioral Science Can Stop Fraud Before It Happens